You bought a
popular new and fast little, imported car, just three years ago and
you've sunk alot of money into it, since. The trouble is that all of
those street races have taken a toll on the running gear and
replacing it with a bigger, more powerful engine and a slick-shifting
transmission will cost as much as a new car. What do you do?
What follows is
what you don't do.
You
are insured by a solid, up-to-date, comprehensive car insurance
policy and are fully covered for auto theft. Your buddies tell you
that they know a guy that knows a guy.
This is the set up for what
the police calla"friendly
steal". You just want to get out from under your tired old ride
and into something that more suits who you are and flies like a
rocket ship.
Your "buddies"
fix you up with a phone number, which you call to arrange for your
car to be stolen. The deed will take place at work, since the parking
lot isn't really guarded; so you arrange to leave the car
unlockedwitha duplicate key under the floor mat and $300 locked in
the glove compartment. The night before, you remove everything of
value, from your old rideincluding that fantastic set of deep-dish
wheels. At workthe nextdayyou eat in and go outaftera long day of
bagging groceries, to an empty parking space.
All you have to
do now is report the auto theft to the police and the car insurance
company. You may have to catch a ride with friends for a couple of
weeks, but that's cool. You will soon be the big man againoncruise
night, with a brand new car.
What happened
to your car? First the thief picked it up early,in order to have a
little head start on the police. He drove it directly to a chop shop,
where every usable and resalable part was stripped off, right down to
the fenders and doors. The chassis was bare before you even left
work, and then it was put into the back of a covered truck, filled
with garbage, dumped and torched in a place where the police would
eventually find it.
Sometimes there
is no chop shop involved in the auto theft and the dirty deed is done
by an arsonist, who only needs to invest in a gallon of gasoline and
a plastic jug.
This has been a common car insurance fraud method
involving high ticket SUVs in a market with rising gas prices. The
arrangements are made in exactly the same way and the vehicle owner
never sees or meets the arsonist.
As foolproof as
this type of auto theft may seem; car insurance companies and local
police know what to look for and how to deal with it.
The vehicle
owner is seen as a full partner in this criminal activity and is very
likely to serve prison time. Grand auto theft and arson are serious
felonies that should be punished severely.
Article Source: http://www.compensationsecrets.co.uk/